@font-face{font-family:Atkinson;src:url(/fonts/atkinson-next.ttf)format("truetype");font-weight:200 800;font-style:normal;font-display:swap}:root{--ink:#0f2130;--mist:#f4f6f5;--white:#fff;--blue:#1a6fc2;--blue-text:#16609f;--green:#157a55;--straw:#c9a45e;--muted:#4b5b60;--line:#d6dedb;--tint:#e7f0fa;--space:clamp(48px,7vw,96px);color:var(--ink);background:var(--mist);font-synthesis:none;color-scheme:light;font-family:Atkinson,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:24px}body{margin:0;font-size:17px;line-height:1.55}h1,h2,h3,p,figure{margin:0}h1,h2,h3{text-wrap:balance;font-weight:700;line-height:1.14}h1{letter-spacing:-1.6px;font-size:56px;line-height:64px}h2{letter-spacing:-.7px;font-size:40px;line-height:1.18}h3{letter-spacing:-.25px;font-size:25px;line-height:1.25}p+p{margin-top:16px}a{color:var(--blue-text);text-underline-offset:5px;text-decoration-thickness:1.5px}a:hover{text-decoration-thickness:2.5px}img{max-width:100%;height:auto;display:block}svg{vertical-align:middle;flex:none}button{font:inherit}a,button,summary{touch-action:manipulation}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--blue);outline-offset:5px;border-radius:3px}main:focus{outline:none}.container{width:min(1200px,100% - 64px);margin-inline:auto}.section{padding-block:var(--space)}.eyebrow{color:var(--blue-text);margin-bottom:16px;font-size:15px;font-weight:600;line-height:1.5}.lead{color:var(--muted);max-width:560px;font-size:21px;line-height:1.5}.small{font-size:14px;line-height:1.6}.muted{color:var(--muted)}.section-heading{justify-content:space-between;align-items:end;gap:32px;margin-bottom:40px;display:flex}.section-heading h2{max-width:630px}.section-heading>p{max-width:360px;color:var(--muted)}.section-intro{max-width:640px;color:var(--muted);margin-top:24px;font-size:19px}.button{background:var(--ink);border:1px solid var(--ink);color:#fff;border-radius:5px;justify-content:center;align-items:center;gap:18px;min-height:52px;padding:13px 23px;font-size:16px;font-weight:600;text-decoration:none;transition:background-color .18s,transform .18s;display:inline-flex}.button:hover{background:#243339;text-decoration:none;transform:translateY(-2px)}.button-small{min-height:46px;padding:10px 16px}.button-blue{background:var(--blue);border-color:var(--blue)}.button-blue:hover{background:var(--blue-text)}.text-link{align-items:center;gap:12px;min-height:44px;font-weight:600;display:inline-flex}.actions{flex-wrap:wrap;align-items:center;gap:24px;margin-top:30px;display:flex}.skip-link{z-index:100;background:var(--ink);color:#fff;padding:16px;position:fixed;top:-100px;left:16px}.skip-link:focus{top:12px}.status-strip{background:var(--ink);color:var(--white);padding:10px 0;font-size:14px;line-height:1.5}.status-strip .container{justify-content:space-between;gap:24px;display:flex}.review-label{color:#d6dedb;white-space:nowrap}.site-header{border-bottom:1px solid var(--line)}.header-inner{justify-content:space-between;align-items:center;gap:24px;min-height:106px;display:flex}.brand{flex:none;align-items:center;padding:16px 22px 16px 0;display:inline-flex}.brand img{width:178px;height:auto}.site-header nav{align-items:center;gap:32px;display:flex}.site-header nav>a:not(.button){color:var(--ink);border-bottom:2px solid #0000;align-items:center;min-height:44px;font-size:16px;text-decoration:none;display:flex}.site-header nav>a[aria-current=page]{border-bottom-color:var(--blue)}.site-header nav>a:hover{color:var(--blue-text)}.site-header nav>a.button:hover{color:#fff}.menu-toggle{display:none}.hero{grid-template-columns:1.03fr 1fr;align-items:center;gap:40px;padding:52px 0 44px;display:grid}.hero h1{max-width:570px}.hero .lead{margin-top:24px}.hero-image{position:relative}.hero-image img{mix-blend-mode:multiply;width:100%}.hero-footnote{max-width:490px;color:var(--muted);margin-top:26px;font-size:14px}.under-hero{border-top:1px solid var(--line);grid-template-columns:repeat(3,1fr);gap:24px;padding-block:24px;display:grid}.under-hero>div{align-items:center;gap:14px;font-size:16px;font-weight:600;display:flex}.under-hero svg{color:var(--blue-text)}.under-hero>div+div{border-left:1px solid var(--line);padding-left:28px}.white-section{background:#fff}.split{grid-template-columns:1fr 1fr;align-items:center;gap:80px;display:grid}.split h2{max-width:530px}.split p{color:var(--muted);margin-top:22px}.split .eyebrow{color:var(--blue-text);margin-top:0}.principle{background:var(--tint);border-radius:8px;padding:40px;position:relative}.principle .eyebrow{color:var(--blue-text)}.principle h3{max-width:360px;font-size:29px;line-height:1.25}.principle p{font-size:16px}.principle>svg{color:var(--blue-text);margin-bottom:22px}.principle .rule{color:var(--muted);border-top:1px solid #b5c2be;margin-top:28px;padding-top:20px;font-size:14px;display:block}.steps-preview{grid-template-columns:repeat(5,1fr);gap:28px;margin:0;padding:0;list-style:none;display:grid}.step-number{color:var(--blue-text);border-top:2px solid var(--line);margin-bottom:20px;padding-top:16px;font-size:15px;font-weight:600;display:block}.steps-preview h3{margin-bottom:12px;font-size:23px}.steps-preview p{color:var(--muted);font-size:16px}.steps-preview li:last-child .step-number{border-color:var(--green);color:#11694a}.product-pair{grid-template-columns:1fr 1fr;gap:40px;display:grid}.product-teaser{border-top:1px solid var(--line);padding-top:26px}.product-teaser img{mix-blend-mode:multiply;width:240px;margin:0 auto}.product-teaser h3{font-size:30px}.product-teaser p{color:var(--muted);max-width:440px;margin-top:14px}.product-title{justify-content:space-between;align-items:baseline;gap:16px;display:flex}.product-title>span{color:var(--muted);font-size:14px}.product-teaser .text-link{margin-top:14px}.channel-row{grid-template-columns:1fr 1fr;align-items:start;gap:80px;display:grid}.channel-list{margin:0;padding:0;list-style:none}.channel-list li{border-bottom:1px solid var(--line);grid-template-columns:145px 1fr;gap:24px;padding:20px 0;display:grid}.channel-list li:first-child{padding-top:0}.channel-list span{color:var(--muted);font-size:16px}.faq-section{grid-template-columns:1fr 1.25fr;gap:80px;display:grid}.faq-list{border-top:1px solid var(--line)}details{border-bottom:1px solid var(--line)}summary{cursor:pointer;min-height:64px;padding:20px 40px 20px 0;font-size:19px;font-weight:600;list-style:none;position:relative}summary::-webkit-details-marker{display:none}summary:after{content:"+";color:var(--blue-text);font-size:26px;font-weight:400;position:absolute;top:14px;right:3px}details[open] summary:after{content:"−"}details p{color:var(--muted);padding:0 32px 24px 0;font-size:17px}.closing{background:var(--tint);border-radius:8px;justify-content:space-between;align-items:center;gap:48px;padding:40px;display:flex}.closing h2{max-width:650px;font-size:32px}.closing p{max-width:610px;color:var(--muted);margin-top:16px}.site-footer{background:var(--ink);color:#fff;padding:56px 0 24px}.footer-top{grid-template-columns:1fr .8fr 1fr;gap:64px;padding-bottom:44px;display:grid}.site-footer a{color:#fff}.site-footer .brand{padding-top:0}.footer-tagline{margin-top:6px;font-size:22px;font-weight:700}.footer-company{color:#d6dedb;margin-top:20px;font-size:15px}.site-footer nav{flex-direction:column;align-items:start;gap:10px;display:flex}.site-footer nav>a{align-items:center;min-height:36px;font-size:16px;text-decoration:none;display:flex}.site-footer nav>a:hover{text-decoration:underline}.footer-status .eyebrow{color:#c9a45e}.footer-status .small{color:#d6dedb;margin-top:16px}.footer-bottom{color:#d6dedb;border-top:1px solid #4b5b60;justify-content:space-between;gap:24px;padding-top:24px;font-size:14px;display:flex}.footer-bottom a{align-items:center;gap:8px;min-height:44px;display:flex}.page-intro{max-width:780px;padding:64px 0 52px}.page-intro .lead{max-width:720px;margin-top:24px}.page-intro h1{max-width:800px}.breadcrumbs{align-items:center;gap:12px;margin-bottom:28px;font-size:14px;display:flex}.breadcrumbs a{min-height:28px}.story-list{margin:0;padding:0;list-style:none}.story-step{border-top:1px solid var(--line);grid-template-columns:70px 1fr 250px;align-items:center;gap:36px;padding:24px 0;display:grid}.story-step:last-child{border-bottom:1px solid var(--line)}.story-step .step-number{border:none;align-self:start;margin:28px 0 0;padding:0;font-size:24px}.story-step h2{margin-bottom:16px;font-size:32px}.story-step h3{margin-bottom:14px;font-size:21px}.story-step p{max-width:640px;color:var(--muted)}.story-step img{mix-blend-mode:multiply;width:220px}.note{border-left:3px solid var(--blue);background:var(--tint);margin-top:32px;padding:24px 28px;font-size:16px}.note h3{margin-bottom:12px;font-size:21px}.note p{color:var(--muted)}.detail-product{border-top:1px solid var(--line);padding:60px 0}.detail-product .split{gap:64px}.detail-product h2{font-size:44px}.detail-product img{mix-blend-mode:multiply;object-fit:contain;max-height:390px;margin:auto}.product-details{grid-template-columns:1fr 1fr;gap:48px;margin-top:30px;display:grid}.fact-list{margin:0;padding:0;list-style:none}.fact-list li{border-bottom:1px solid var(--line);justify-content:space-between;gap:24px;padding:14px 0;display:flex}.fact-list span{color:var(--muted)}.fee-example{border:1px solid var(--line);background:#fff;border-radius:8px;padding:28px}.fee-example h3{margin-bottom:20px;font-size:22px}.fee-example .amount-row{font-variant-numeric:tabular-nums;justify-content:space-between;gap:20px;padding:10px 0;display:flex}.fee-example .total{border-top:1px solid var(--line);margin-top:12px;padding-top:18px;font-weight:700}.fee-example .small{color:var(--muted);margin-top:20px}.later-products{grid-template-columns:repeat(3,1fr);gap:32px;display:grid}.later-products>div{border-top:1px solid var(--line);padding-top:22px}.later-products h3{margin-bottom:12px}.later-products p{color:var(--muted);font-size:16px}.about-hero{grid-template-columns:1.5fr .6fr;align-items:center;gap:80px;padding-bottom:60px;display:grid}.about-hero .page-intro{padding-bottom:0}.about-mark{max-width:230px;margin:auto}.values{grid-template-columns:repeat(2,1fr);gap:28px 64px;margin-top:36px;display:grid}.values>div{border-top:1px solid var(--line);padding-top:22px}.values h3{margin-bottom:10px;font-size:23px}.values p{color:var(--muted)}.stage-line{grid-template-columns:1fr 1fr 1fr;gap:32px;margin-top:36px;display:grid}.stage-line>div{border-top:2px solid var(--line);padding-top:22px}.stage-line>div:first-child{border-color:var(--blue)}.stage-line h3{margin-bottom:14px;font-size:23px}.stage-line p{color:var(--muted);font-size:16px}.stage-label{color:var(--blue-text);margin-bottom:14px;font-size:14px;display:block}.prose{max-width:780px;padding-bottom:80px}.prose h2{margin-top:36px;margin-bottom:18px;font-size:28px}.prose p,.prose li{color:var(--muted)}.error-page{min-height:480px}.error-page .button{margin-top:32px}@media (width>=1600px){.hero{padding-block:70px}.hero-image img{max-width:540px;margin:auto}}@media (width<=1100px){.site-header nav{gap:20px}.split,.channel-row,.faq-section{gap:44px}.footer-top{gap:36px}.hero{gap:24px}h1{font-size:50px;line-height:58px}}@media (width<=900px){.header-inner{flex-wrap:wrap;gap:0;min-height:88px;padding-block:8px}.brand img{width:155px}.site-header nav{flex-wrap:wrap;gap:8px 24px;width:100%;padding:12px 0 22px}.navigation-ready .menu-toggle{border:1px solid var(--line);min-height:48px;color:var(--ink);background:0 0;border-radius:4px;align-items:center;gap:12px;padding:8px 12px;display:flex}.navigation-ready .site-header nav{display:none}.navigation-ready .site-header nav.is-open{display:flex}.hero{gap:24px;padding:40px 0}.hero h1{font-size:44px;line-height:50px}.lead{font-size:19px}.hero-image img{min-width:0}.steps-preview{gap:20px}.steps-preview h3{font-size:20px}.steps-preview p{font-size:15px}.under-hero{gap:12px}.under-hero>div{gap:8px;font-size:14px}.under-hero>div+div{padding-left:16px}.section-heading{align-items:start}.section-heading h2{font-size:34px}.section-heading>p{max-width:270px}.story-step{grid-template-columns:45px 1fr 170px;gap:24px}.footer-top{grid-template-columns:1fr 1fr}.footer-status{grid-column:1/-1;max-width:550px}.about-hero{gap:40px}.about-mark{max-width:190px}}@media (width<=700px){.container{width:calc(100% - 40px)}body{font-size:16px}.status-strip{padding-block:10px}.status-strip .container{display:block}.review-label{display:none}.site-header nav.is-open{flex-direction:column;align-items:stretch}.site-header nav>a{padding:8px 10px}.site-header nav .button{margin-top:8px}.hero{grid-template-columns:1fr;gap:12px;padding:36px 0 22px}.hero h1{letter-spacing:-1px;max-width:420px;font-size:44px;line-height:50px}.hero .lead{margin-top:20px;font-size:19px}.hero-image{width:100%;max-width:440px;margin:0 auto}.hero-image img{width:100%}.hero-footnote{margin-top:18px}.actions{gap:14px;margin-top:24px}.actions .button{min-height:50px}.actions .text-link{font-size:15px}.under-hero{grid-template-columns:1fr;gap:14px;padding-block:22px}.under-hero>div{font-size:16px}.under-hero>div+div{border:0;padding:0}.section-heading{margin-bottom:28px;display:block}.section-heading>p{max-width:none;margin-top:18px}.section-heading h2,h2{font-size:32px;line-height:1.2}.split,.channel-row,.faq-section{grid-template-columns:1fr;gap:32px}.principle{padding:28px}.principle h3{font-size:26px}.steps-preview{grid-template-columns:1fr;gap:0}.steps-preview li{border-top:1px solid var(--line);grid-template-columns:38px 1fr;gap:0 16px;padding:19px 0;display:grid}.steps-preview .step-number{border:0;grid-row:1/3;margin:0;padding:0}.steps-preview h3{margin-bottom:6px;font-size:23px}.steps-preview p{grid-column:2;font-size:16px}.product-pair{grid-template-columns:1fr;gap:40px}.product-teaser img{width:230px}.product-title h3{font-size:28px}.channel-list li{grid-template-columns:100px 1fr;gap:18px}.faq-section{gap:26px}summary{font-size:18px}.closing{padding:28px;display:block}.closing h2{font-size:28px}.closing .button{margin-top:24px}.footer-top{grid-template-columns:1fr;gap:30px}.footer-status{grid-column:auto}.footer-top nav{grid-template-columns:1fr 1fr;gap:12px 20px;display:grid}.footer-bottom{flex-direction:column;gap:12px}.site-footer{padding-top:36px}.page-intro{padding:36px 0}.page-intro h1{letter-spacing:-.8px;font-size:40px;line-height:46px}.page-intro .lead{font-size:19px}.breadcrumbs{margin-bottom:22px}.story-step{grid-template-columns:34px 1fr;gap:14px;padding:26px 0}.story-step .step-number{margin-top:0;font-size:20px}.story-step h2{font-size:29px}.story-step h3{font-size:20px}.story-step img{grid-column:2;justify-self:center;width:200px}.detail-product{padding:38px 0}.detail-product .split{gap:20px}.detail-product h2{font-size:38px}.detail-product img{max-height:260px}.product-details{grid-template-columns:1fr;gap:24px}.fee-example{padding:24px}.later-products{grid-template-columns:1fr;gap:28px}.about-hero{grid-template-columns:1fr;gap:30px;padding-bottom:42px}.about-mark{max-width:130px;margin:0}.values{grid-template-columns:1fr;gap:24px}.stage-line{grid-template-columns:1fr;gap:28px}.note{padding:22px}.prose{padding-bottom:48px}}@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,:before,:after{transition:none!important;animation:none!important}.button:hover{transform:none}}